PROGRAM BENEFITS

Program Sponsor Benefits (Employer/Association)

• Enhancement to existing benefits program
• Minimal or no administrative expense
• Sponsor assumes "no liability"
• All sales and service is provided by Insuranceland Inc. and Waterloo Insurance including inquiries, quotations, policy issuance and maintenance, payment options and claims settlements

Employee/Member Benefits

• Discounted rates could cut premiums - standard policy discounts are available on both auto and property policies plus the group discount
• Convenient payment plans with a variety of options including monthly payments, one or three payments, or credit card payments
• No interest or service charges (except on credit card payments) - most insurance companies charge service fees on payment plans - additional potential savings of 3% of the total premium
• Quality insurance protection
• Individual counselling and seminars at the client's site (Ontario only), including loss prevention programs
• All current employees/members or retirees are eligible for the program (including financial dependents residing in the same household)
• Coverage for terminating employees/members continues until the regular policy expiry date
• Access to national call center for all services with extended service hours
• Licensed insurance agents provide professional insurance counselling
• Inter-company discounts are applicable for a variety of account and multi-vehicle scenarios between member companies of The Economical Insurance Group
• Fast, fair, courteous 24-hour claims service across North America, through one toll-free number
  If a group member has both auto and property insurance with Waterloo Insurance, only one deductible will apply if a one-incident claim affects both policies