Terms of Use

Please read the Terms of Use carefully. By accessing this website you agree to be bound by the Terms of Use and any additional terms or conditions set forth on this website. If you do not agree to these terms, please do not use this website.

Website

This website of insuranceland.ca/oacao or Insuranceland Inc. henceforth referred to as "INSURANCELAND", is not intended to provide specific insurance advice for any individual or business entity and should not be relied on for such advice. Persons seeking insurance advice should contact a registered and licensed insurance professional directly, who can take the individual circumstances into account.

INSURANCELAND MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE TEXTS AND RELATED GRAPHICS PUBLISHED ON THIS WEBSITE FOR ANY PURPOSE. ALL SUCH TEXTS AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. INSURANCELAND MAKES NO WARRANTIES OR GUARANTEES THAT ANY INFORMATION DIRECTLY OR INDIRECTLY TRANSMITTED TO OR FROM THIS SERVER IS SECURE OR THAT ANY INFORMATION CONVEYED WILL BE PRIVATE. INSURANCELAND HEREBY DISCLAIMS ALL WARRANTIES WITH REGARD TO THIS INFORMATION, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL INSURANCELAND BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION BASED ON CONTRACT, NEGLIGENCE OR OTHER TORT, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THIS WEBSITE.

Information about Products and Services
The descriptions of the various products and services offered by Insuranceland contained in this website are provided solely for general informational purposes. No offer is made or intended to be made on this website. The information and descriptions contained herein are not intended to be complete descriptions of all terms, conditions and exclusions applicable to the products and services. In all cases, Insuranceland products and services are governed by the terms and conditions of the actual policy.
Insuranceland products and services mentioned in this website are available only in Ontario, Canada, in jurisdictions where they may be legally offered, unless otherwise specified.

Coverage Alterations
All additions, deletions and changes to coverage MUST be confirmed directly with a licensed broker. Coverage alterations cannot be made by voicemail or e-mail.

Alterations
Insuranceland reserves the right at any time without notice to revise the contents of this website including these Conditions of Use. Any changes to these Conditions of Use will be posted on this site and by continuing to use this site following any such change you will signify that you agree to be bound by the revised Conditions of Use.

Hyperlinks
As a convenience to you, this website contains links to other sites independently maintained by others. Because Insuranceland does not control these other sites, we cannot make any representations regarding and are not responsible for the content or accuracy of the materials on these linked sites. In addition, the link to these sites should not be construed as a recommendation, endorsement, adoption or approval by Insuranceland of any products or services offered by the sponsors of these sites, or the views or opinions expressed therein. Insuranceland is not responsible for your use of such linked sites or the products or services offered by the sponsors of these sites. You should make an independent investigation and evaluation before acquiring any of such products or services Other links in this site will lead you to websites or pages that are under the control of Insuranceland. You should be aware that these websites are maintained and operated locally and the contents and use of such websites may be governed by the laws and regulation of countries other than Canada and by the regional group companies' conditions of use. If you wish to know more about the conditions of use of these websites please contact the relevant group company.

Jurisdiction
This website is administered by Insuranceland from its office in Canada. This website will be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws. If you choose to access this website from outside of Canada, you do so on your own initiative and are responsible for compliance with applicable local, national or international laws. All disputes, controversies, or claims arising out of or in connection with the website shall be submitted to and subject to the jurisdiction of the courts of the Province of Ontario. You submit and attorn to the exclusive jurisdiction of the courts of the Province of Ontario to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with this website. By virtue of maintaining this passive website, Insuranceland shall not be construed to be doing or transacting business or otherwise being subject to the jurisdiction of any governmental authority in which the user, or this or any linked site server or Internet provider is resident, domiciled or located. If any provision of this agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this agreement, which shall remain in full force and effect. No waiver of any term of this agreement shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in material on a particular page of this website, this agreement constitutes the entire agreement between you and Insuranceland with respect to use of this website.

Information Contained in this Website
The information contained in this website is subject to change without notice. However, there is no commitment to update the information contained herein. Insuranceland makes no representations or warranties with regard to the information contained herein. You are responsible for evaluating the quality, accuracy, completeness, and usefulness of all information and opinions provided in this website. In providing the information contained in this website, Insuranceland is not rendering any legal, accounting or other professional advice or opinions on specific facts or matters. Insuranceland assumes no liability whatsoever in connection with your use of this information. You should always consult with your own professional advisors with respect to your situation.